NS&I announces Premium Bonds prize winners for January 2023 – how to check if you’ve won | Personal Finance | Finance

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Other top cash prizes for winners include £100,000, £50,000 and £25,000. It’s definitely worth Bond holders checking if they have won anything, as the prize fund rate has increased from 2.2 percent to three percent.

Customers can find out if they have won any prizes by using the prize checker tool on the NS&I website.

The tool works by a person putting in their holder’s number. It will then tell them if they have any uncollected prizes, from the latest prize draw or from previous draws.

A person’s holder’s number can be found on their Bond record or by logging into their account.

The number will have either nine or 10 digits, or it will have eight digits and be followed by a letter.

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Premium Bonds prizes have no time limit, so a person may have several prizes to collect from previous years if they are a long-time saver with the scheme.

People can also check if they have any prizes to collect using the prize checker app, by providing their holder’s number.

Customers who have Amazon Alexa can also check for winnings using the Premium Bonds prize checker skill.

Once this tool has been activated, a person can use it to both check if they have any unclaimed prizes and find out when the next results are.


If a person has won, they are usually contacted by NS&I, although sometimes the provider is not able to get in touch with a winner.

This may be because a person has changed address and has not updated their contact details.

The prize fund increased this month to an estimated £299,572,750, with the prize amounts varying in amount, with the smallest prize of £25.

There were three times as many prizes for this month for winnings of £100,000, £50,000, £25,000, £10,000 and £5,000.

Among the £100,000 prize winners were two people who purchased their winning Bonds just five months ago, in August 2022.

One of them was Bond number 510SZ355054, worth £10,000, which was purchased by a person in Kent who has £50,000 in Premium Bonds.

The other was Bond number 509PR903713, worth £30,000, which belongs to a person in Gloucestershire, who holds £50,000 in Bonds.

Jill Waters, NS&I retail director, said: “A huge congratulations to our two Premium Bonds jackpot winners from South Yorkshire and Wiltshire – and to everyone else who won prizes ranging from £100,000 to £25. This is such a great way to start the New Year and we wish our winners all the best for 2023 and beyond.

“We’re seeing in the New Year right with a boost to the Premium Bonds prize fund rate to three percent – the highest it’s been in 14 years. This means a bigger prize pot and more higher value prizes that all Premium Bonds customers have a chance to win – a wonderful way to start 2023.”

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