He said: “Do you have enough put aside to be able to afford to retire or do you need to work a little longer, or perhaps work part-time?
“Many people may be questioning this right now, especially if their pension has fallen in value due to market volatility.”
He said people should think about how long they expect to live when planning their finances for their retirement.
The retirement expert said: “Also, keep in mind that when you retire, you are likely to be paying less income tax, no National Insurance (NI), mortgages and loans may be paid off, you will have no more pension contributions, and any children are likely to be financially independent.
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