PIP claimants could get cash boost on top of payments via ‘premiums’ – are you eligible? | Personal Finance | Finance

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Many new and existing benefit claimants may not be aware that they could also be eligible for additional support on top of certain benefits through Personal Independence Payment (PIP) and qualify for a disability premium. Any extra money people get is added to their benefit payments automatically so they usually do not have to apply for a disability premium.

These premiums can boost payments by hundreds of pounds.

The “top-up” to their sum could be useful in providing additional support to those with a health condition or disability especially as the cost of living crisis continues.

People claiming PIP can also be eligible to get the Severe Disability Premium if they fit certain criteria which is an extra £69.40 per week for each person who qualifies, or £138.80 a week for a couple if they’re both eligible.

The DWP guidance states that Disability Premiums are extra amounts of money added to an individuals:

  • Income Support
  • Income-based Jobseeker’s Allowance (JSA)
  • Income-related Employment and Support Allowance (ESA)
  • Housing Benefit

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There are three types of disability premium available for adults which include Disability Premium, Enhanced Disability Premium and Severe Disability Premium.

According to DWP figures, an estimated 500,000 more people may be eligible for support through Universal Credit or JSA following changes to the taper rate and work allowance rule in November 2021.

To be eligible for a disability premium, a person or their partner must be under Pension Credit age and either registered blind or getting:

  • Disability Living Allowance (DLA)
  • Personal Independence Payment (PIP)
  • Adult Disability Payment (ADP)
  • Armed Forces Independence Payment (AFIP)
  • Working Tax Credit with a disability element
  • Attendance Allowance
  • Constant Attendance Allowance
  • War Pensioners Mobility Supplement
  • Severe Disablement Allowance
  • Incapacity Benefit

If people do not qualify, they may still get the premium if they’ve been unable to work for at least a year.


The DWP guidance also states that in order to qualify for a severe disability premium, a person must get the disability premium or income-related ESA, and one of the following qualifying benefits:

  • PIP daily living component
  • AFIP
  • DLA care component at the middle or highest rate
  • Adult Disability Payment – daily living component at the standard or enhanced rate
  • Attendance Allowance (or Constant Attendance Allowance paid with Industrial Injuries Disablement Benefit or War Pension)

Claimants can get more than one premium at a time.

How much can people get?

£36.20 a week for a single person
£51.60 a week for a couple

  • Severe Disability Premium

£69.40 a week for a single person
£138.80 a week for a couple if they’re both eligible

Some couples will be eligible for the lower amount of £69.40 a week instead.

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  • Enhanced Disability Premium

£17.75 a week for a single person
£25.35 a week for a couple if at least one of them is eligible

Britons can get the Disability Premium on its own. They might get the Severe or Enhanced Disability Premium as well if they’re eligible for them.

If one gets income-related Employment and Support Allowance (ESA), they cannot get the Disability Premium, but they may still qualify for the Severe and Enhanced Premiums.

Britons usually need to be eligible for the Disability Premium to qualify for the Severe or Enhanced premiums.

People usually cannot have anyone aged 18 or over living with them, unless they get a qualifying benefit, they’re registered blind, they’re a boarder or subtenant (but not a close relative) to they make separate payments to the landlord.

For more guidance on who is eligible, people should visit the Government website.

People do not have to claim disability premium. If they’re eligible, it’s automatically added to their Income Support, JSA, ESA or Housing Benefit.

Individuals can contact their local Jobcentre Plus if it has not been paid.

Decisions about each claim can be challenged by asking for mandatory reconsideration.

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